Real Estate Lending
Built for Investors, By Investors

Founded by Brandon Turner, BetterLife Real Estate Funding (REF) was created to solve the challenges investors face in securing fast, flexible financing. After personally experiencing the frustration of missing great deals due to slow, traditional lenders, Brandon built BetterLife REF to provide investor-friendly funding solutions directly to real estate investors. Getting started with BetterLife REF is simple:

RegisterNow
AddDetails
GetOffer

Click “Get a Quote” below or login here.

In your portal, click “New project” and input the details for the project to request a loan  in just 5 mins.

An offer will be released in your portal—once accepted, we’ll move quickly to close your loan!

What our clients say

At BetterLife Real Estate Funding, we don’t just fund deals—we build trust, ease, and lasting partnerships. But don’t just take our word for it—hear what our clients have to say.

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Mike DeWitt profile picture
Mike DeWitt
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Madison was outstanding to work with. She helped us reduce our mortgage interest rate for our rental by over a full point, structured our DSCR loan inside an entity (so it didn’t impact my personal DTI), and made the entire process smooth and efficient from start to finish. Couldn’t have asked for a better experience. Very glad BetterLife connected us with such a great lender!
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Josiah Baer profile picture
Josiah Baer
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Great company!! Work with them on a cash out refinance. They have there systems ironed out and everything went very smoothly.
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Michael Caldwell profile picture
Michael Caldwell
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I’ve used BetterLife REF for multiple transactions. Their rates have always been competitive, and they provide great customer service.
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bailey rentz profile picture
bailey rentz
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Great experience! Funded two deals for me in a very seamless process. Gave me a lot of different options to choose from
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Steve Duran Real Estate Group profile picture
Steve Duran Real Estate Group
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Great customer service with a great experience. S It was a smooth process and they have amazing people to work with who truly care. If you're looking to buy a property to fix and flip, or a rental or invest in real estate they can help! 100% recommend, they are my go to lender.
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William Lee profile picture
William Lee
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Had a very easy time closing a cash out refinance on an investment property. After submitting an offer from a different lender, they were able to beat the other lender on both interest rate and closing fees. I will definitely be calling them up again next time I need a lender.
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Nicky Gajadhar profile picture
Nicky Gajadhar
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I am so happy I made the decision to use BetterLife REF! The lending process could be so stressful, but Derik Young helped keep me at ease throughout the process and worked consistently to ensure I was getting the best product for my purchase. Thanks Derik, for answering my constant repetitive questions! My purchase is completed, and I couldn’t be happier! I highly recommend!
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Pramodh Balasubramaniyan profile picture
Pramodh Balasubramaniyan
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Working with Madison, Jennifer and the BetterLife Ref team has been an incredible experience for me. From the clear and constant communication, to the excellent handling of my requests, this team has been top notch! I highly recommend using BetterLife Ref for a smooth funding and closing process.
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Nikolai Voronovich profile picture
Nikolai Voronovich
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
This team is working very smooth. Easy process, quick communication. so far I was able to close three cash out refi. Will definitely recommend to everyone who is looking to find a reliable honest lender. Thank you guys.
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Adam Clark profile picture
Adam Clark
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I worked with Madison and BetterLife team on a project with a tight deadline. Communication was always quick and they had fast answers to every question. I am pretty new to real estate investing and they were super helpful! can't wait to use them for my next deal.

Our Products

Through a strategic partnership with a trusted direct lender, BetterLife Real Estate Funding offers a range of specialized mortgage products designed for real estate investors. Our solutions cover most residential investment strategies, providing flexibility and tailored options that traditional lenders simply can't match.

Fix and Flip

Short-term funding for purchasing and renovating residential properties with up to 10 units. Whether you're an experienced investor or just starting out, we offer competitive terms to support your project.

Bridge

Financing for newly built or renovated properties that are vacant, stabilized, and ineligible for long-term financing. This option bridges the gap until permanent funding can be secured.

Rental Properties

Long-term financing for rental properties with stable, long-term tenants. Loans are based on the property's rental income and its stabilized value, offering investors a reliable financing option.

Construction

Financing for residential and small multifamily investment property construction. Investors value our flexible terms, ease of draw funding, and speed of closing.

Portfolio

For seasoned investors, we offer financing for up to 10 rental properties under a single loan. This approach is often more cost-effective than securing separate loans for each property.

Short-Term Rental

A financing solution for investors seeking long-term loans for rental properties listed on Airbnb and VRBO. This option calculates DSCR using either 12 months of operating history or AirDNA rental data as market rent.

Why Us

Your Lender for Life

At BetterLife Real Estate Funding, we’re more than just another lender – we’re here to be your partner for life. Whether you’re just starting out or expanding your real estate portfolio, we’re committed to being with you every step of the way. With a deep understanding of the unique needs of real estate investors, we offer tailored solutions and support that grow with you. From the first property to the last, our team is dedicated to helping you achieve your goals and ensuring your long-term success in the real estate market.

70%

of Borrowers Return for Additional Loans with Us

Our clients don’t just choose us once—they come back again and again. With flexible financing, a seamless process, and a team that truly understands investors, we're here to help you build or scale your portfolio with confidence.

About Brandon Turner

Brandon Turner is a seasoned real estate investor, educator, and author with more than 15 years of experience in the industry. He has amassed a portfolio of over $1 billion in real estate. Brandon is perhaps best known as the former host of The BiggerPockets Real Estate Podcast, the leading podcast in real estate investing, which has garnered more than 100 million downloads. He is also a best-selling author, with his books becoming essential reads for aspiring investors.

Recognizing that traditional funding options often fall short for investors, Brandon founded BetterLife REF to offer funding solutions that align with investor-specific goals and strategies.

Submit Your Deal

Have a deal in the works? Get a quick quote.

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